brackets.tax
Canada · 2025

Ontario vs Quebec Income Tax 2025

At a $100K salary, Ontario is about $4,386 cheaper in 2025.

202620252024
Enter your income to compare
Top rate
20.53%
Brackets
5
Basic amount
$12,747
Province brackets5.05–20.53%
5.05%
Bracket 1
$0to$52,886
9.15%
Bracket 2
$52,886to$105,775
11.16%
Bracket 3
$105,775to$150,000
12.16%
Bracket 4
$150,000to$220,000
13.16%
Bracket 5
$220,000and up
Top rate
25.75%
Brackets
4
Basic amount
$18,571
Province brackets14–25.75%
14%
Bracket 1
$0to$53,255
19%
Bracket 2
$53,255to$106,495
24%
Bracket 3
$106,495to$129,590
25.75%
Bracket 4
$129,590and up
Swap sides

At common incomes, what's the tax difference?

Federal + provincial income tax after credits (basic personal amount, employment, CPP/EI credits) and the Quebec abatement, 2025. Ontario figures include the surtax and health premium. Excludes CPP/EI premiums themselves.
Compare your income
$
We'll pin your result at the top.
Income
Ontario tax
Quebec tax
Difference
$50,000single filer
$6,47813.0% effective
$7,78815.6% effective
$1,310 lessin Ontario
$100,000single filer
$20,46920.5% effective
$24,85524.9% effective
$4,386 lessin Ontario
$200,000single filer
$63,78831.9% effective
$71,25435.6% effective
$7,467 lessin Ontario

Federal income tax — same for both

5 brackets · 14.5–33% · applies on top of provincial rates
14.5%
to $57,375
20.5%
to $114,750
26%
to $177,882
29%
to $253,414
33%
$253,414+
ON
Ontario
Full 2025 breakdown20.53%
QC
Quebec
Full 2025 breakdown25.75%

Understanding an Ontario vs Quebec tax comparison

Ontario vs Quebec is the most-compared pair of provinces, and also the pair where comparing rate tables alone is most misleading. Three differences shape the numbers above:

  • Different provincial brackets. Quebec's rates are generally higher than Ontario's at similar incomes, while Ontario adds a surtax and health premium at higher incomes that its rate table doesn't show.
  • The Quebec abatement. Quebec residents get 16.5% off their federal tax, which closes part of the gap.
  • Different payroll contributions. Quebec uses QPP and QPIP with a lower EI rate; Ontario uses CPP and EI. These change take-home pay separately from income tax.

The comparison above adds all of this up at sample incomes, which says more than comparing rate tables. For the basics, see how tax brackets work in Canada. This tool compares income tax only. It is not a cost-of-living comparison or a suggestion about where to live.

Frequently asked questions

Is income tax higher in Quebec or Ontario?

Quebec's provincial rates are generally higher than Ontario's at most income levels, but the gap in the total bill is smaller than the rate tables suggest. Quebec residents get a 16.5% cut in federal tax (the abatement), and the two provinces differ in credits and payroll contributions. The comparison above adds it all up; the answer depends on the income.

What is the Quebec abatement?

A 16.5% reduction in federal tax for Quebec residents. It exists because Quebec runs some programs itself that other provinces get from the federal government. It offsets part of Quebec's higher provincial rates.

Do Ontario and Quebec use the same federal brackets?

Yes. Federal brackets are the same across Canada. The differences come from the provincial brackets, the Quebec abatement, provincial credits, and payroll programs (CPP and EI in Ontario; QPP, QPIP, and a lower EI rate in Quebec).

Does this comparison include cost of living?

No. It compares income tax only. Housing, sales taxes, and other costs also differ between the two provinces and can matter just as much; they're outside what this tool measures.